App Tab Explore > Simple Earn > Fixed Note: Fixed Term, Fixed rate : Lend out your idle funds at a fixed rate for a fixed term. Stable earnings: Earn interest effortlessly with peer-to-peer matching of lending and borrowing demands. Reliable risk control: Strict risk control, industry-leading security measures and advanced infrastructure. For more information, select ? in the upper right corner > Sources of interest Web Log in to OKX official website, select Grow > Simple Earn

Fixed Term, Fixed APR: lend idle assets for a set term at a fixed interest rate. Enjoy consistent returns over a specific period, making financial planning more effective. Stable Interest: leverage the platform's advanced peer-to-peer matching system to earn stable interest effortlessly. This efficient system aligns lending and borrowing needs, helping you grow your wealth without active management.

Earn interest automatically on idle USDG held on X Layer. Swap assets from multiple supported chains into USDC, USDT, or USDG on X Layer for payments.How can I sync or recover my Pay account? You can easily sync your passkeys using a cloud backup through iCloud (iOS) or Google Password Manager (Android). If the cloud backup isn’t available, you can reach out to our customer support team to recover your passkey (Pay account).How do I set up my Pay account? Setting up your Pay account is simple.

Simple Earn aims to help you with idle funds to earn, starting with a low threshold and making it easy to earn. Simple Earn has different terms to choose from, and different terms correspond to different sources of yield.

If you choose to invest idle assets in Simple Earn when creating a spot grid strategy, you need to stop the corresponding grid strategy before automatic redemption occurs.

A Simple Earn Flexible Annual Percentage Rate (APR) boost voucher is a reward voucher that lets you earn additional interest when lending out idle funds via the Simple Earn feature. Eligible users can receive these vouchers through campaigns, tasks, and other activities.How do I use a Simple Earn Flexible APR boost voucher? Eligible vouchers will appear on the Simple Earn Flexible APR boost voucher page. You can use them directly when subscribing to supported Simple Earn products.

If you choose to invest idle assets in Simple Earn when creating a spot grid strategy, you need to stop the corresponding grid strategy before automatic redemption occurs.6. How long will it take for my funds to be lent out? The platform adopts the "interest rate first, then time priority" lending matching rule. The lower the "min lending APR" you set, the more likely your funds will be lent out first.

To help you make better use of idle assets, OKX supports auto-earn and auto-stake features. When enabled, eligible assets in your strategy account can participate automatically without manual transfers. Your funds remain in the strategy account and can still be used according to strategy rules.Auto-earn Auto-earn allows eligible assets in your strategy account (such as USDT and USDC) to participate in on-platform lending.

As the market moves, the bot adjusts its trading range—and Earn subscriptions or redemptions happen automatically based on which funds are idle. When you stop the bot, all your funds—including any interest earned from Simple Earn—will be returned to your trading account.How do I set up Simple Earn feature in Spot Grid trading bot?

High network activity even when idle. Antivirus protection is disabled without your action. Random restarts or other suspicious activity.If your account is being taken over, signs include: Logins from unknown devices or locations. Being locked out of your own account. Changes to your recovery email or phone number. Receiving password reset emails you didn’t request. Unusual sent messages or suspicious activity New third-party access or app passwords you didn’t authorize.

Plus, with Simple Earn integration, idle funds outside your active trading range can automatically generate yield and rejoin the bot’s strategy as the market shifts. All funds, including earned interest, will return to your account once the bot stops. Learn how to use the spot grid trading bot here.What's the Futures grid trading bot?

Instead of letting these orders sit idle, you can enable Simple Earn integration. This feature allows you to cancel a portion of your orders that are further away from the market price and use the funds to subscribe to Simple Earn. This way, you can earn passive yield on those funds while still maintaining your Spot grid strategy. As the market price moves, the canceled orders are automatically reactivated, ensuring your Spot grid continues to operate as planned.13.